Clozo

Clozo is doing what should have existed years ago—tying proposals, e-signatures, and payments into one clean link so freelancers stop chasing invoices like it's a part-time job. Built specifically for EU freelancers, it supports iDEAL, Bancontact, and SEPA transfers out of the box, calculates EU VAT automatically under Art. 65, and generates SEPA references without manual spreadsheet gymnastics. No transaction fees. Ever. You build a proposal in 2 minutes, send the link, and Clozo tracks every event—the open, the sign, the deposit, the final payment—in a real timestamped audit trail. One link, zero follow-up emails.

The pricing is refreshingly honest: free forever, no credit card required. You get 2 proposals to test the core experience. There are 8 PDF templates, multilingual support across English, German, Dutch, French, Spanish, and Polish, and the whole thing works in one flow from "proposal sent" to "money in your account." Clozo just cuts the back-and-forth that used to define freelance billing.

If you've ever sent an invoice and then sent three "just checking" follow-ups two weeks later, Clozo is the antidote. Built in the EU, for the EU.