Klutch

Klutch is building the API layer for programmable corporate cards — so instead of just handing out plastic and praying, companies can bake spend limits, single-use card generation, and custom rules directly into their own workflows. The mini-apps for financial management are a smart move because not every team wants to build dashboards from scratch, but they also shouldn't be locked into someone else's UX. This is the kind of infrastructure tool that sounds boring until you realize how many finance teams are manually scraping spreadsheets and wishing they could just automate the whole thing. If you're a fintech founder or ops lead who wants actual control, this is worth a look.