Products/Financial Management, Expense Tracking, Open-Source Software/Securo

Securo

Privacy-First Expense Management

Financial Management, Expense Tracking, Open-Source Software

Our Take

Most personal finance apps are quietly selling your data to the highest bidder. Securo looked at that and said "absolutely not." They're building an open-source, self-hosted money manager that keeps every single piece of your financial life on your own server. Your credentials, your transactions, your history—none of it ever touches their servers. Because there are no servers. It's just you, your data, and your money.

Securo connects to real banks across Europe, the US, and Brazil through regulated APIs—Chase, HSBC, plus 8 other banks via Open Finance Connectors. It tracks investments, manages shared expenses with roommates or partners, handles recurring bills, sets budgets, and gives you a complete picture of your finances in one dashboard. Everything syncs directly from your bank to your server. No middlemen. No data brokers. No sketchy privacy policies to shrug at.

The portfolio tracking alone is worth it—R$ 47,380 in total assets with a 24.7% gain over six months, all calculated locally. Shared expenses split automatically among 4 people. Budgets that actually work because they run on your machine, not some cloud instance that'll get acquired by a private equity firm next year.

This is what privacy-first actually looks like when you stop talking about it and start building it. Open source, self-hosted, fully encrypted, and completely yours. Securo just made financial surveillance optional.

Securo is an open-source money manager that runs on your machine, offering bank sync, investments, shared expenses, recurring bills, and smart automation.

Key Features
Bank sync across Europe, the US, and Brazil, Investment tracking with custom assets and progression rules, Split transactions with family or team members, Secure accounts with 2FA on every login, Auto-categorization and customizable rules, Recurring transactions with templates and auto-generation, Monthly budgets with progress and warnings, Import functionality for OFX, QIF, CSV, and CAMT files
Problem It Solves
It provides a privacy-first solution for managing personal finances by keeping all data on the user's server, avoiding third-party data handling.
Target Customer
Individuals and teams looking for a secure, self-hosted solution for managing their finances and shared expenses.
Use Cases
Managing personal finances, Tracking investments and assets, Splitting bills with family or team members, Automating financial categorization and budgeting, Importing and managing historical financial data
Differentiator
Privacy-first approach with self-hosting capabilities, ensuring user data stays on their own server.
Traction
Notable Metrics: R$ 8.720 net balance, +39% from April; R$ 47.380 total assets, +24.7% in 6 months; R$ 2.510 shared this month, split with 4 people

Key Facts

Category
Financial Management, Expense Tracking, Open-Source Software
Pricing
Not explicitly detailed, but a pricing section is mentioned.
Discovered via
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Securo — SLAYREPORT