Payflow

Avinash Sukhwani and Benoit Menardo looked at the traditional pay cycle—where millions of workers wait two weeks or even an entire month just to get paid—and said "nah, that's insane." They built Payflow, a mobile app that lets employees access their earned salary whenever they want, not when the calendar tells them to. This isn't just a nice-to-have perk; it's a financial lifeline for people who can't afford to wait until payday to cover emergencies.

The results are wild: companies using Payflow see an 8% drop in absenteeism and a 21% reduction in employee turnover. Think about that—giving people access to their own money makes them show up more and stay longer. It's the #1 most valued employee benefit across every company that's rolled it out. Over 1,000 companies already trust Payflow, and it's completely free for employees. They also throw in flexible compensation, a savings card for meals and transport, and financial education—all from one app.

Avinash brings the credentials: ex-Rocket Internet, ex-BCG, and educated at Cambridge, MIT, and Imperial College London. Benoit rounds out the founding team. Based in Madrid but already live in Spain, Portugal, Colombia, and Peru—this is a European Latam play on a problem that affects billions of workers globally.

Payflow is out here solving one of the oldest problems in employment and making banks obsolete in the process. If you're a company still paying employees once a month in 2025, wake up.